Recal

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    *We will never sell or share your data*

    Responsible Credit and Lending

    Optimized your cash flow

    You can pick and choose only the invoice(s) that you wish to sell. Sell as many or as few invoices, according to your cash flow needs.

    You are in control

    Your online dashboard is your control center. You can track your funding request, check repayment dates, and view your account in full detail.

    Instant Quotation

    Our sophisticated technology can give you decision and your applicable charges in less than a minute, evaluating your full financial profiles, giving you better offer than traditional lenders.

    No paper work, No need to queue

    Our sophisticated technology can give you decision and your applicable charges in less than a minute, evaluating your full financial profiles, giving you better offer than traditional lenders.

    Why Use Us?

    We pride ourselves in giving you absolutely ALL the information than you need. You’ll know exactly how much cash you are getting, how much processing fees is being charged, what are the penalties; and the interest rates and the total that you will be paying.

    Legal
    We are not illegal loan sharks (ah long) nor are we exorbitant alternative lender; that is taking advantage of your life circumstances. Our rates are capped at maximum of 18% per annum (excluding processing fees) as per Bank Negara guideline
    Technology-Enabled
    Fast decision via technology-enabled platforms
    Secured Platform
    Secured platform fulfilling the 4 pillars of financial service provider: KYC, Data Security, Credit Risk Assessment and Income Verification
    Credit Assessment
    More relevant and real life credit assessment parameters instead of the large financial institutions one-size-fit-all policies
    Flexpible Payment
    Flexible payment options via online transfer, cash deposit, cheque deposit and JomPay
    Quick Disbursement
    Quick disbursement when you need it most; without the administrative red tape

    When to Use Us?

    It happens to all of us despite the best laid plans. Unforeseen life’s occurrences will often set our financial planning back by months if not years. Whilst ReCAL do not condone irresponsible lifestyle consumption’s, we are here to lend a helping hands in your moment of needs.

    • Job Related Expenses
    • Medical Emergencies
    • Car Repair
    • Insurance Expenditure
    • One Time Life Emergencies
    • PTPTN
    • Family Expenses
    • Child Birth
    • Baby Supplies and Strollers
    • Groceries
    • Cable Repair

    How it Works

    1. Select the desired loan amount and tenure
    You will be able to see the interest rates, processing fees and monthly repayment amount
    2. Submit your form via a secure line
    Rest assured that your personal and financial information are transmitted and stored securely
    3. eKYC
    Your personal financial data is both sensitive and personal! We respect that we want to ensure that you are who you said you are
    4. Quick online decision
    With your identity verified and consent given, we will then retrieve and process your credit worthiness relative to the loan being applied. You will know the decision within 3 minutes!
    6. Check your bank balance
    Check your bank account in next 48 hours – you’ll see the money deposited
    5. Final acceptance
    Accept the loan offer

    Who Are We?

    We are SKM approved co-operative that is setup to serve the underserved population of the country; via community financing mechanism to achieve higher financial inclusion for all.

    Hassle free application, quick decision and online disbursement is at the core of our operations without compromising the proven-best practices of financial services namely know-your-customer, income derivation, data security and credit risk assessment. We deploy best in class processes and technology platform to drive our milestones.

    It is our vision that all Malaysians should have access to credits when required and justified. We pride ourselves on being a responsible direct lender who fosters positive financial behavior and provides our customers with a loan that is compatible with his or her lifestyle

    Our mission at ReCAL is to provide you with quick cash with a HEART. We believe in transparency and respect. We want to give you the key to unlock your financial future.

    Our Affiliate Partners

    Contact Us

    ReCal International Sdn Bhd (1202195D / 201601031254)
    14A, Jalan SS 5B/4, SS 5,
    47301 Petaling Jaya,
    Selangor

    Tel : 603-78904455

    [email protected]

    © 2022 ReCal

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