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GET CONSULTATION
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Responsible Credit and Lending
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Optimized your cash flow
[/vc_column_text][vc_column_text]You can pick and choose only the invoice(s) that you wish to sell. Sell as many or as few invoices, according to your cash flow needs.[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]
You are in control
[/vc_column_text][vc_column_text]Your online dashboard is your control center. You can track your funding request, check repayment dates, and view your account in full detail.[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]
Instant Quotation
[/vc_column_text][vc_column_text]Our sophisticated technology can give you decision and your applicable charges in less than a minute, evaluating your full financial profiles, giving you better offer than traditional lenders.[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]
No paper work, No need to queue
[/vc_column_text][vc_column_text]Our sophisticated technology can give you decision and your applicable charges in less than a minute, evaluating your full financial profiles, giving you better offer than traditional lenders.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space height=”56″][/vc_column][/vc_row][vc_row el_id=”whyuseus”][vc_column][vc_column_text]
Why Use Us?
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We pride ourselves in giving you absolutely ALL the information than you need. You’ll know exactly how much cash you are getting, how much processing fees is being charged, what are the penalties; and the interest rates and the total that you will be paying.
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space height=”40″][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” css=”.vc_custom_1624948690385{padding-right: 10% !important;padding-left: 10% !important;}”][vc_column width=”1/3″][sl_icons title=”Legal” icon=”Defaults-gavel legal” icon_color=”#86c7e8″]We are not illegal loan sharks (ah long) nor are we exorbitant alternative lender; that is taking advantage of your life circumstances. Our rates are capped at maximum of 18% per annum (excluding processing fees) as per Bank Negara guideline[/sl_icons][/vc_column][vc_column width=”1/3″][sl_icons title=”Technology-Enabled” icon=”fa fa-globe” icon_color=”#86c7e8″]Fast decision via technology-enabled platforms[/sl_icons][/vc_column][vc_column width=”1/3″][sl_icons title=”Secured Platform” icon=”Defaults-money” icon_color=”#86c7e8″]Secured platform fulfilling the 4 pillars of financial service provider: KYC, Data Security, Credit Risk Assessment and Income Verification[/sl_icons][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” css=”.vc_custom_1624948705982{padding-right: 10% !important;padding-left: 10% !important;}”][vc_column width=”1/3″][sl_icons title=”Credit Assessment” icon=”Defaults-list-alt” icon_color=”#86c7e8″]More relevant and real life credit assessment parameters instead of the large financial institutions one-size-fit-all policies[/sl_icons][/vc_column][vc_column width=”1/3″][sl_icons title=”Flexpible Payment” icon=”fa fa-calculator” icon_color=”#86c7e8″]Flexible payment options via online transfer, cash deposit, cheque deposit and JomPay[/sl_icons][/vc_column][vc_column width=”1/3″][sl_icons title=”Quick Disbursement” icon=”Defaults-history” icon_color=”#86c7e8″]Quick disbursement when you need it most; without the administrative red tape[/sl_icons][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space height=”40″][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1624948720264{padding-top: 60px !important;padding-right: 10% !important;padding-bottom: 20px !important;padding-left: 10% !important;background-color: #43caea !important;}” el_class=”white” el_id=”whentouseus”][vc_column width=”1/2″][vc_column_text]
When to Use Us?
[/vc_column_text][vc_column_text]It happens to all of us despite the best laid plans. Unforeseen life’s occurrences will often set our financial planning back by months if not years. Whilst ReCAL do not condone irresponsible lifestyle consumption’s, we are here to lend a helping hands in your moment of needs.[/vc_column_text][vc_row_inner][vc_column_inner width=”1/2″][vc_column_text]
- Job Related Expenses
- Medical Emergencies
- Car Repair
- Insurance Expenditure
- One Time Life Emergencies
- PTPTN
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- Family Expenses
- Child Birth
- Baby Supplies and Strollers
- Groceries
- Cable Repair
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How it Works
[/vc_column_text][vc_row_inner][vc_column_inner width=”1/3″][sl_icons title=”1. Select the desired loan amount and tenure” icon=”fa fa-file-text” icon_color=”#86c7e8″]You will be able to see the interest rates, processing fees and monthly repayment amount[/sl_icons][/vc_column_inner][vc_column_inner width=”1/3″][sl_icons title=”2. Submit your form via a secure line” icon=”fa fa-thumbs-up” icon_color=”#86c7e8″]Rest assured that your personal and financial information are transmitted and stored securely[/sl_icons][/vc_column_inner][vc_column_inner width=”1/3″][sl_icons title=”3. eKYC” icon=”fa fa-user” icon_color=”#86c7e8″]Your personal financial data is both sensitive and personal! We respect that we want to ensure that you are who you said you are[/sl_icons][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”1/3″][sl_icons title=”4. Quick online decision” icon=”fa fa-credit-card” icon_color=”#86c7e8″]With your identity verified and consent given, we will then retrieve and process your credit worthiness relative to the loan being applied. You will know the decision within 3 minutes![/sl_icons][/vc_column_inner][vc_column_inner width=”1/3″][sl_icons title=”6. Check your bank balance” icon=”fa fa-thumbs-up” icon_color=”#86c7e8″]Check your bank account in next 48 hours – you’ll see the money deposited[/sl_icons][/vc_column_inner][vc_column_inner width=”1/3″][sl_icons title=”5. Final acceptance” icon=”fa fa-thumbs-up” icon_color=”#86c7e8″]Accept the loan offer[/sl_icons][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1625121789606{padding-top: 80px !important;padding-right: 10% !important;padding-bottom: 80px !important;padding-left: 10% !important;background-image: url(http://13.213.204.65/wp-content/uploads/2021/06/background4.jpg?id=38) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”white” el_id=”aboutus”][vc_column][vc_column_text]
Who Are We?
[/vc_column_text][vc_row_inner][vc_column_inner width=”1/2″][vc_column_text]We are SKM approved co-operative that is setup to serve the underserved population of the country; via community financing mechanism to achieve higher financial inclusion for all.
Hassle free application, quick decision and online disbursement is at the core of our operations without compromising the proven-best practices of financial services namely know-your-customer, income derivation, data security and credit risk assessment. We deploy best in class processes and technology platform to drive our milestones.[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][vc_column_text]It is our vision that all Malaysians should have access to credits when required and justified. We pride ourselves on being a responsible direct lender who fosters positive financial behavior and provides our customers with a loan that is compatible with his or her lifestyle
Our mission at ReCAL is to provide you with quick cash with a HEART. We believe in transparency and respect. We want to give you the key to unlock your financial future.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1624934147975{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #080a2d !important;}” el_class=”white” el_id=”partners”][vc_column][vc_column_text]
Our Affiliate Partners
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Contact Us
ReCal International Sdn Bhd (1202195D / 201601031254)
14A, Jalan SS 5B/4, SS 5,
47301 Petaling Jaya,
Selangor
Tel : 603-78904455
© 2022 ReCal[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”141″ img_size=”full” onclick=”custom_link” link=”mailto:[email protected]”][/vc_column][vc_column width=”1/4″][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” css=”.vc_custom_1624897149566{background-color: #080a2d !important;}”][vc_column width=”1/4″][/vc_column][vc_column width=”1/4″][/vc_column][vc_column width=”1/4″][/vc_column][vc_column width=”1/4″][vc_single_image image=”6″ img_size=”medium” alignment=”center” css=”.vc_custom_1658387095851{margin-top: -40px !important;}”][/vc_column][/vc_row]
