GET CONSULTATION

Responsible Credit and Lending

Optimized your cash flow

You can pick and choose only the invoice(s) that you wish to sell. Sell as many or as few invoices, according to your cash flow needs.

You are in control

Your online dashboard is your control center. You can track your funding request, check repayment dates, and view your account in full detail.

Instant Quotation

Our sophisticated technology can give you decision and your applicable charges in less than a minute, evaluating your full financial profiles, giving you better offer than traditional lenders.

No paper work, No need to queue

Our sophisticated technology can give you decision and your applicable charges in less than a minute, evaluating your full financial profiles, giving you better offer than traditional lenders.

Why Use Us?

We pride ourselves in giving you absolutely ALL the information than you need. You’ll know exactly how much cash you are getting, how much processing fees is being charged, what are the penalties; and the interest rates and the total that you will be paying.

Legal

We are not illegal loan sharks (ah long) nor are we exorbitant alternative lender; that is taking advantage of your life circumstances. Our rates are capped at maximum of 18% per annum (excluding processing fees) as per Bank Negara guideline

Technology-Enabled

Fast decision via technology-enabled platforms

Secured Platform

Secured platform fulfilling the 4 pillars of financial service provider: KYC, Data Security, Credit Risk Assessment and Income Verification

Credit Assessment

More relevant and real life credit assessment parameters instead of the large financial institutions one-size-fit-all policies

Flexpible Payment

Flexible payment options via online transfer, cash deposit, cheque deposit and JomPay

Quick Disbursement

Quick disbursement when you need it most; without the administrative red tape

When to Use Us?

It happens to all of us despite the best laid plans. Unforeseen life’s occurrences will often set our financial planning back by months if not years. Whilst ReCAL do not condone irresponsible lifestyle consumption’s, we are here to lend a helping hands in your moment of needs.

Job Related Expenses
Medical Emergencies
Car Repair
Insurance Expenditure
One Time Life Emergencies
PTPTN

Family Expenses
Child Birth
Baby Supplies and Strollers
Groceries
Cable Repair

How it Works

1. Select the desired loan amount and tenure

You will be able to see the interest rates, processing fees and monthly repayment amount

2. Submit your form via a secure line

Rest assured that your personal and financial information are transmitted and stored securely

3. eKYC

Your personal financial data is both sensitive and personal! We respect that we want to ensure that you are who you said you are

4. Quick online decision

With your identity verified and consent given, we will then retrieve and process your credit worthiness relative to the loan being applied. You will know the decision within 3 minutes!

6. Check your bank balance

Check your bank account in next 48 hours – you’ll see the money deposited

5. Final acceptance

Accept the loan offer

Who Are We?

We are SKM approved co-operative that is setup to serve the underserved population of the country; via community financing mechanism to achieve higher financial inclusion for all.

Hassle free application, quick decision and online disbursement is at the core of our operations without compromising the proven-best practices of financial services namely know-your-customer, income derivation, data security and credit risk assessment. We deploy best in class processes and technology platform to drive our milestones.

It is our vision that all Malaysians should have access to credits when required and justified. We pride ourselves on being a responsible direct lender who fosters positive financial behavior and provides our customers with a loan that is compatible with his or her lifestyle

Our mission at ReCAL is to provide you with quick cash with a HEART. We believe in transparency and respect. We want to give you the key to unlock your financial future.

Our Affiliate Partners

Contact Us

ReCal International Sdn Bhd (1202195D / 201601031254)
14A, Jalan SS 5B/4, SS 5,
47301 Petaling Jaya,
Selangor

Tel : 603-78904455

[email protected]